Insurance Advisor
Also known as: Insurance Agent · Insurance Sales Executive · Bancassurance Officer
Explains insurance policies to customers and helps them choose and buy cover.
What you’d do
Explains insurance policies — life, health, motor and other general cover — to customers, helps them choose a plan, completes the paperwork and supports them at renewal and claim time. Advisors work as licensed agents of an insurer, as employees of insurers or brokers, or through banks that sell insurance (bancassurance). Much of the day is meeting or calling customers and following up on leads.
- Meets customers to understand needs
- Explains policy features and terms
- Processes applications and renewals
- Helps customers with claims
How you get in
The most direct route is to be sponsored by an insurer as an agent, complete the prescribed training and pass the IC-38 exam. Graduates also join insurance companies, brokers or banks as sales officers or relationship executives, often through walk-in or campus hiring. Salaried freshers usually work against monthly sales targets.
Salary in India
Fresher salary over the years
middle of the 0–1 yr range, ₹ lakh a year
Fewer than two years of fresher data so far — the trend shows once there are two.
Skills you’ll use
From our guide · a curated list is coming
- Explaining policy terms in plain language
- Needs-based advice and selling
- Documentation and KYC
- Follow-up and relationship management
- Basics of claims and renewals
About this field · for freshers
Job openings by year
Is demand growing?
Not added yet.
Competition4
How many graduates enter each year?
B.Com graduates in 2023-24 at institutions that reported to AISHE — everyone finishing that degree, not only those entering this role.
Who hires
IT firms, banks, government, startups?
Not added yet.
Where the jobs are
Which cities?
Not added yet.
Women in the field4
Is it diverse?
Share of women among B.Com graduates in 2023-24 — the entry degree, not people already working in this role.
At a glance
- Agent income is largely commission-based and can vary month to month.
- Mis-selling is regulated; advice is expected to match the customer's needs.
- Growth path: advisor → team leader or sales manager, or a move into underwriting, claims or broking; Insurance Institute of India qualifications support technical moves.
Stay safe
No legitimate employer ever asks you to pay to get a job.