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Claims Investigator

Also known as: Insurance Investigator · Claims Verification Executive

Checks insurance claims on the ground — visits, documents and evidence — to confirm facts and spot fraud.

B.ScBALLB
Starting salary · freshersfrom ₹1.7–3.2 lakh/yr1Typical pay in the first year (0–1 yr experience)

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₹1.7–3.2 lakh/yr
Salary 0–1 yr · 2021
PayScale India, Entry-Level Claims Adjuster / Examiner / Investigator salary (as reported)
What’s wrong?

No sign-in needed. Our team checks reports before any number changes.

See salary by experience below
Any graduate; forensic science, life science or law backgrounds are common
Typical entry

What you’d do

Verifies insurance claims — health, motor or life — by visiting hospitals, sites or claimants, checking documents and collecting evidence, then reporting whether the facts match the claim. Investigation agencies working for insurers, and insurers' own claims teams, hire for this role. The day involves fieldwork and report writing.

  • Visit sites, hospitals or claimants
  • Collect and verify documents
  • Record statements and evidence
  • Write investigation reports for insurers

How you get in

Freshers join investigation agencies or insurers' claims teams as field investigators or verification executives, usually through job portals or referrals. A two-wheeler, willingness to travel and good communication in the local language are commonly asked for.

Salary in India

By experience

₹ lakh a year · bars show the typical range, low to high

0–1 yr · Fresher
₹1.7–3.2L1

Report this figure

₹1.7–3.2 lakh/yr
Salary 0–1 yr · 2021
PayScale India, Entry-Level Claims Adjuster / Examiner / Investigator salary (as reported)
What’s wrong?

No sign-in needed. Our team checks reports before any number changes.

Fresher salary over the years

middle of the 0–1 yr range, ₹ lakh a year

Fewer than two years of fresher data so far — the trend shows once there are two.

Skills you’ll use

From our guide · a curated list is coming

  • Document checking
  • Interviewing people calmly and accurately
  • Evidence collection and photography
  • Report writing
  • Basic knowledge of insurance terms

About this field · for freshers

Job openings by year

Is demand growing?

Not added yet.

Competition4

How many graduates enter each year?

~12 lakh
new graduates a year from B.Sc (all subjects)

B.Sc (all subjects) graduates in 2023-24 at institutions that reported to AISHE — everyone finishing that degree, not only those entering this role.

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~12 lakh
Competition
AISHE 2023-24, Table 34 (programme-wise out-turn), Ministry of Education · 2023-24
What’s wrong?

No sign-in needed. Our team checks reports before any number changes.

Who hires

IT firms, banks, government, startups?

Not added yet.

Where the jobs are

Which cities?

Not added yet.

Women in the field4

Is it diverse?

54%

Share of women among B.Sc (all subjects) graduates in 2023-24 — the entry degree, not people already working in this role.

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54%
Women in the field
AISHE 2023-24, Table 34 (programme-wise out-turn), Ministry of Education · 2023-24
What’s wrong?

No sign-in needed. Our team checks reports before any number changes.

At a glance

  • Much of the work is travel and fieldwork.
  • Pay in agencies can be partly per case.
  • Experience can lead to claims, fraud-control or risk roles at insurers.

Stay safe

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